Does your tracker have insurance approval? If not, that would be sad news.
Why? In 2025, you need to know that the only possible way to slash your insurance premiums is if you have installed an insurance approved vehicle tracker, which can reduce your insurance premium by up to 15%-20%, especially if you own a fleet. An insurance approved vehicle tracker should be Thatcham certified. In the Thatcham-certified category, there are S1 to S7 Thatcham-certified trackers, each meant for different purposes.
Why Thatcham certified tracker, and Why S7 and S5 category?
An insurance approved vehicle tracker should have a tracking system that operates through GPS, GSM, and VHF, along with possible integration of these technological components. Regarding Thatcham certification, the insurer approves Certification categories like the S7 and S5, which are approved by the insurance industry body due to its rigorous industry standards.
Specifications of S7 and S5:
- Tracking system
both the S5 and S7 must have a location tracking system, GPS, VHF or otherwise.
- 24hr monitoring
A remote security centre will constantly monitor your vehicle’s location so they can instantly react to theft.
- Driver identification device
The system will immediately alert the police of theft and inform them if the vehicle is started without the device. This protects you against sophisticated keyless car thefts.
The S5 comes with all the above specifications and functions, unlike the S7, which lacks the Driver Identification Device.
Lock & Track’s Top 5 Insurance Approved Vehicle Tracker for 2025
1. Meta Trak S5 Deadlock Pro
The Meta Trak S5 Deadlock Pro offers state-of-the-art protection by combining real-time GPS tracking with an OBD immobiliser, ensuring maximum vehicle security.
Key Features & Specifications:
- Thatcham S5 Certified Security – Approved for insurance purposes and recognised by law enforcement.
- Real-Time GPS Tracking – 4G-enabled tracking with instant alerts for suspicious activity.
- OBD Immobiliser Technology – Blocks engine start-up without the designated driver tag, preventing theft.
- Jamming & Tamper Detection – Advanced security algorithms to counteract relay attacks and cloning attempts.
- Remote Immobilisation Control – Instantly disable the vehicle via the companion app.
- Battery Backup – Continues to protect even if the main power is cut.
2. Vodafone S5 Tracker
The Vodafone Protect & Connect S5 VTS is a modern vehicle tracking system built for continuous security operations and position tracking.
Key Features & Specifications:
- 24/7 Monitoring & Instant Alerts – Continuous surveillance with rapid response to security breaches.
- Automatic Driver Recognition (ADR) – Prevents key theft and cloning; alerts on unauthorised ignition.
- Advanced GPS Tracking – GPS & GLONASS ensure precise location accuracy.
- European Coverage – Operates in 52 countries with local police support.
- Tow-Away Alert – Detects unauthorised movement without ignition.
- Theft History Report – Minute-by-minute tracking for recovery and legal use.
- International GSM Coverage – Roaming SIM enables tracking in 180 countries.
- Battery Tamper Alert – Instant warning if the battery is disconnected.
- Free Mobile App – Real-time location and security monitoring on your phone.
3. ScorpionTrack S5 PLUS EV Tracker
Worried about EV theft? Thatcham-accredited S5 status defines the ScorpionTrack S5 PLUS as the maximum security option because its “No PIN No Start” functionality locks your EV until verification remains the standard for ultimate protection.
Key Features & Specifications:
- Real-Time Tracking – Live location monitoring anytime.
- Journey History – Access detailed trip reports.
- Theft Alerts – Instant notifications for unauthorised movement.
- Driver Analysis – Review driving patterns for safety.
- Mileage Logs – Track private & business mileage.
- Geo-Fencing – Set boundaries & receive alerts.
- Garage Mode – Disable tracking during servicing.
- Find My Vehicle – Locate your car instantly.
- EV Security – Designed to combat EV theft.
- Remote Immobilisation – Blocks unauthorised engine starts.
- Insurance-Approved – Meets strict theft prevention standards.
- 24/7 Monitoring & Police Integration – Ensures rapid recovery.
- Nationwide Installation – Quick, hassle-free setup across the UK.
4. Scorpion Track S5 VTS
The ScorpionTrack DRIVER S5 VTS comes with An advanced GPS tracker that offers continuous monitoring and safety protection for personal cars while serving fleets.
Key Features & Specifications:
- Intelligent Theft Detection – Alerts the control centre if the vehicle is moved without an authorised driver card.
- Covert Black Box Design – Discreet and tamper-resistant installation.
- Multi-Satellite Tracking – Utilises GPS, GLONASS, and Galileo for precise location tracking.
- Comprehensive Alerts – Detects unauthorised movement, towing, battery disconnection, and geofencing violations.
- Driver Behaviour Analysis – Monitors driving patterns for improved safety and efficiency.
Seamless Connectivity – Compatible with iOS, Android, and desktop-based tracking applications.
5. ScorpionTrack DRIVER S7 ALS GPS Tracker
The ScorpionTrack DRIVER S7 ALS GPS Tracker provides advanced vehicle security by securing your vehicle from theft and unauthorised location change.
Key Features & Specifications:
- 24/7/365 Theft Monitoring – A UK-based monitoring team actively protects your vehicle.
- 4G-Enabled Tracking – Superior GPS connectivity for real-time location updates.
- Tow-Away Alerts – Get instant alerts if your vehicle is moved without authorisation.
- Thatcham Insurance Approved – Meets strict security standards for added protection.
- Made in Britain – Quality-assured manufacturing with a 3-year warranty.
Entirely Transferable – Easily switch to a new vehicle when needed.
Why Expertise Matters When it comes to Insurance Approved Vehicle Tracker
To make sure you get a high-quality Insurance Approved Vehicle Tracker, Thatcham Car Tracker functions in its optimal state; we recommend you get it sourced and installed by certified experts like us, Lock & Track why here are your reasons:
- Thatcham-approved installers: Installing the tracker strategically is a crucial step. It should be non-obvious and stealthy, requiring years of experience and expertise.
- Tailored solution: We ensure that your car gets what it needs; we tailor the products to your needs and according to your Car level.
- Post-install Support: It’s essential to ensure you get your regular security checkups and software updates on the tracker for optimal performance.
Now, what should you do?
Why do you spend more time and effort when we at Lock & Track can help you get the best Thatcham S5 or S7 Car trackers that won’t cut corners and get your insurance approved?
Be smart by Slashing your insurance premiums; visit Lock & Track and arm your car with 2024’s best-in-class defence.
